:root {
  color-scheme: light;
  --navy: #173a52;
  --navy-deep: #102b3d;
  --teal: #247b76;
  --ink: #263c48;
  --muted: #60737d;
  --line: #dce4e7;
  --paper: #ffffff;
  --canvas: #f3f6f5;
}

* { box-sizing: border-box; }
html { font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; background: var(--canvas); color: var(--ink); }
body { margin: 0; font-size: 16px; line-height: 1.68; }
a { color: #176a67; text-underline-offset: 3px; }
a:hover { color: var(--navy); }
.site-header { background: linear-gradient(135deg, var(--navy-deep), var(--navy)); color: #fff; }
.header-inner, .page, .footer-inner { width: min(100% - 40px, 920px); margin: 0 auto; }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 82px; }
.brand { display: flex; align-items: center; gap: 12px; color: #fff; text-decoration: none; }
.brand-mark { display: grid; place-items: center; width: 42px; height: 42px; border: 1px solid rgba(255,255,255,.34); border-radius: 10px; background: rgba(255,255,255,.1); font-family: Georgia, "Times New Roman", serif; font-size: 18px; }
.brand strong { display: block; font-size: 17px; letter-spacing: .01em; }
.brand span { display: block; color: #c9dadf; font-size: 13px; }
.top-nav { display: flex; gap: 18px; }
.top-nav a { color: #e7f0f2; font-size: 14px; font-weight: 700; text-decoration: none; }
.top-nav a:hover { color: #fff; text-decoration: underline; }
.page { padding: 56px 0 72px; }
.document { padding: clamp(28px, 6vw, 58px); border: 1px solid var(--line); border-radius: 16px; background: var(--paper); box-shadow: 0 18px 45px rgba(23,58,82,.08); }
.eyebrow { margin: 0 0 8px; color: var(--teal); font-size: 13px; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
h1, h2 { color: var(--navy); font-family: Georgia, "Times New Roman", serif; font-weight: 500; line-height: 1.22; }
h1 { margin: 0; font-size: clamp(34px, 6vw, 52px); letter-spacing: -.025em; }
h2 { margin: 38px 0 10px; font-size: 25px; }
p { margin: 10px 0 0; }
ul { margin: 12px 0 0; padding-left: 24px; }
li + li { margin-top: 8px; }
.lede { max-width: 700px; margin-top: 17px; color: #425b68; font-size: 18px; }
.effective { display: inline-flex; margin-top: 22px; padding: 7px 11px; border: 1px solid #cfe0df; border-radius: 999px; color: #2b625f; background: #f0f8f7; font-size: 13px; font-weight: 750; }
.notice { margin: 28px 0 8px; padding: 17px 18px; border-left: 4px solid var(--teal); border-radius: 8px; background: #f2f8f7; color: #355a59; }
.contact { margin-top: 38px; padding: 22px; border-radius: 12px; background: #f4f6f5; }
.contact h2 { margin-top: 0; }
.contact address { margin-top: 10px; font-style: normal; }
.home-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-top: 34px; }
.home-card { padding: 24px; border: 1px solid var(--line); border-radius: 12px; color: inherit; background: #fff; text-decoration: none; }
.home-card:hover { border-color: #9cc4c1; box-shadow: 0 10px 28px rgba(23,58,82,.08); }
.home-card h2 { margin: 0; font-size: 24px; }
.home-card p { color: var(--muted); }
.site-footer { border-top: 1px solid var(--line); background: #eaf0ef; }
.footer-inner { display: flex; justify-content: space-between; gap: 24px; padding: 26px 0; color: #526771; font-size: 14px; }
.footer-inner p { margin: 0; }
.footer-links { display: flex; gap: 16px; }
.footer-links a { font-weight: 700; }

@media (max-width: 680px) {
  .header-inner { align-items: flex-start; flex-direction: column; padding: 18px 0; }
  .top-nav { flex-wrap: wrap; }
  .page { padding-top: 28px; }
  .home-grid { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; }
}

@media print {
  .site-header, .site-footer { display: none; }
  body { background: #fff; }
  .page { width: auto; padding: 0; }
  .document { padding: 0; border: 0; box-shadow: none; }
}